About the Author

About the Author

John Cruz is your ordinary family man. He put himself through college and worked his way up the corporate ladder.  He excelled at and enjoyed working with bank customers.

John’s early life struggles and strong ethics he learned in the beginning of his career guided him through this nightmare. Most employees would go along with what they found to keep their job.

He’s lost his job, his family was threatened and he still feels that everyone needs to know what goes on behind the scenes of a major bank.

In his free time John enjoys outdoor activities including boating, skiing and most sports. He has a passion for living a healthy lifestyle and is committed to a daily workout.

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Purchase Your Copy

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Barnes & Noble

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Paperback: 275 pages

ISBN-10: 146378659X

ISBN-13: 978-1463786595



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Inside WBWF

World Banking World Fraud is a true story of how John Cruz uncovers money laundering and bank fraud at HSBC, an international bank.

Follow John’s story as he describes being followed and threatened.  He recreates conversations with co-workers and management. Tensions rise as he won’t back down, nor look the other way.  It’s the kind of story that movies are made of . . . For John, his dream job turned into a nightmare.

The book will captivate you as it details how large sums of money were hidden within accounts. The banks’ own internal computer system seemed to be designed to allow the fraud. Why was management telling him to ignore it? Just how much illicit money could possibly be funneled through unsuspecting accounts?  How can a big bank get away with such blatant fraud?

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